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The thing about trust is you have to earn it. Accepting recruits while a game launches will get you a little bit of everything including spies and cheats. Plenty of people in df 1 got there banks stolen by "trusted" members, they do this for fun.
Limiting access is a necessity in darkfall and we should not keep everything in the clan bank, but spread it between most members.
The clan bank ought to be understood as the clan's very treasury, it's coffers and stores. As such, general clanwide vault access is certainly not something that will persist past this beta. It is merely a symptom of this very peculiar time of bugged necessity.
Both Hyperion sheriffs of WSX and SSR have been given manager access, and can now assign access to and verify members of their clan.